Frank Johnstone
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+44 (0)141 428 4162
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Frank specialises in consumer credit, consumer law, and volume debt and asset recovery in the credit, utility, motor finance and debt purchase sectors.

Frank works in partnership with clients supporting them in developing and implementing cost effective collections, recoveries, litigation and compliance strategies throughout the UK. 

In addition, Frank is experienced in advising on supply of goods and satisfactory quality issues, FOS complaints and FCA compliance issues in relation to consumer credit lending and debt and asset recovery issues.  He regularly advises on FCA compliance issues and issues arising under the Consumer Credit Act 1974, the Consumer Rights Act 2015 and the Consumer Protection from Unfair Trading Regulations 2008.  Frank is: Convenor of the Panel of the Law Society of Scotland's Accredited Specialism: Debt + Asset Recovery; Convenor of the Consumer Law Committee of the Law Society of Scotland; the Scottish Editor of "Goode: Consumer Credit Law & Practice"; and a Council member of the Consumer Credit Trade Association.


a brilliant lawyer who is able to see the finer details of non-contentious issues and is a master of his field

Chambers UK 2019