Frank Johnstone

Frank and the Debt and Asset Recovery Team work in partnership with clients supporting them in developing and implementing cost effective consumer and commercial volume debt and asset recovery and litigation strategies, throughout the UK. He has over 30 years' experience, specialising in volume debt and asset recovery in the consumer credit, motor finance, debt purchase and utilities sectors.

Frank is particularly experienced in consumer credit and consumer law, and regularly advises on supply of goods and satisfactory quality issues, FOS complaints and FCA compliance issues in relation to consumer credit lending and debt and asset recovery issues. He also regularly advises on issues arising under the Consumer Credit Act 1974, the Consumer Rights Act 2015 and the Consumer Protection from Unfair Trading Regulations 2008.

Living Brodies' values

Frank’s approach to volume debt and asset recovery is pragmatic, commercial and underpinned by a collegiate understanding of consumer law.

Highlights icon


  • Convenor of the Panel of the Law Society of Scotland's Accredited Specialism: Debt & Asset Recovery.
  • Convenor of the Consumer Law Committee of the Law Society of Scotland.
  • The Scottish Editor of "Goode: Consumer Credit Law & Practice".
Rankings icon


  • Ranked as a Leading Individual by Legal 500 UK 2021 for Debt Recovery.